Market News Brief
Summary
Mortgage rates increased sharply following the Federal Reserve’s latest interest rate cut, contrary to typical expectations. The average 30-year fixed mortgage rate rose to 6.33% after Fed Chairman Jerome Powell’s commentary indicated less certainty about future cuts than markets had anticipated.
Key Points
- 30-year fixed mortgage rate jumped to 6.33% on Thursday
- Rates increased 20 basis points since Powell’s Wednesday announcement
- Market had priced in rate cuts, but Powell expressed less certainty
- Similar pattern occurred after September Fed rate cut
- Refinance applications surged 111% year-over-year due to recent rate drops
- Lower rates had minimal impact on home purchase applications
市场新闻简报
摘要
美联储最新降息后，抵押贷款利率意外大幅上升。在美联储主席杰罗姆·鲍威尔表示对未来降息不确定性的评论后，30年期固定抵押贷款平均利率升至6.33%。
关键点
- 30年期固定抵押贷款利率周四跃升至6.33%
- 自鲍威尔周三宣布以来利率上升20个基点
- 市场已定价降息预期，但鲍威尔表示不确定性
- 九月份美联储降息后出现类似模式
- 近期利率下降导致再融资申请量同比激增111%
- 较低利率对购房申请影响甚微
Original Article Link: https://www.cnbc.com/2025/10/30/mortgage-rates-fed-cut.html