Real Estate Market Update
Summary
U.S. existing home sales rose in September, reaching the highest level in seven months, driven by falling mortgage rates. While inventory increased, supply remains tight, continuing to push home prices higher.
Key Points
- Sales Increase: Sales rose 1.5% from August and 4.1% from a year ago to 4.06 million units (annualized).
- Price Gains: The median home price was $415,200, up 2.1% year-over-year, marking 27 straight months of increases.
- Mortgage Rates: The average 30-year fixed rate fell from 6.67% in July to 6.17% currently.
- Inventory Growth: Housing inventory rose 14% from last year to 1.55 million units but remains below pre-pandemic levels.
- Market Segments: High-end home sales ($1M+) surged 20%, while affordable segment sales (<$100K) grew under 3%.
- First-Time Buyers: Represented 30% of sales, up from 26% last year, likely due to improved affordability.
房地产市场动态
总结
美国九月成屋销售环比上升，达到七个月来的最高水平，主要受抵押贷款利率下降推动。尽管库存有所增加，但供应仍然紧张，持续推高房价。
关键点
- 销售增长： 销售环比增长1.5%，同比增长4.1%，年化销量达406万套。
- 价格上涨： 房屋中位价为415,200美元，同比上涨2.1%，连续第27个月上涨。
- 抵押贷款利率： 30年期固定利率平均值从7月的6.67%降至目前的6.17%。
- 库存增长： 住房库存同比上升14%至155万套，但仍低于疫情前水平。
- 市场细分： 高端住宅（100万美元以上）销售激增20%，而经济型住宅（10万美元以下）销售增长不足3%。
- 首次购房者： 占九月销售的30%，高于去年的26%，这可能是由于负担能力改善所致。
Original Article Link: https://www.cnbc.com/2025/10/23/lower-mortgage-rates-push-home-sales-higher-in-september.html