Wealth Management News Brief
Summary
A Bank of America survey reveals that millennial and Gen X heirs are expected to significantly change the investment strategies and missions of their family offices, with a strong focus on technology and alternative investments.
Key Points
- Generational Shift: 87% of the 335 surveyed family offices have not yet passed down assets. 59% expect this transfer within 10 years.
- Mission Change: 73% of offices with less involved principals expect heirs to change the firm’s purpose or mission; some may even shut down the office.
- Investment Priorities: Heirs are predicted to increase allocations to alternative investments (like private equity and real estate) and cryptocurrencies.
- Technology Adoption: Widespread use of AI for tasks like market research is expected, especially among larger family offices.
- Potential for Conflict: Nearly half of offices with less involved principals anticipate an increase in family disputes during the transition.
- Sustained Optimism: Despite challenges, most family offices are bullish on the U.S. economy, stock market, and private equity for the next year.
财富管理新闻简报
总结
美国银行的一项调查显示，千禧一代和X世代的继承人预计将显著改变其家族办公室的投资策略和使命，并高度关注技术和另类投资。
关键点
- 代际转变：在接受调查的335家家族办公室中，87%尚未将资产传给下一代。59%预计将在10年内完成资产转移。
- 使命变更：在主要负责人参与度较低的办公室中，73%预计继承人会改变公司的目标或使命；有些甚至可能关闭整个家族办公室。
- 投资重点：预计继承人将增加对另类投资（如私募股权和房地产）和加密货币的配置。
- 技术应用：预计将广泛采用人工智能（例如用于市场研究），尤其是在规模较大的家族办公室中。
- 潜在冲突：近一半的负责人参与度较低的办公室预计在过渡期间家庭纠纷会增加。
- 持续乐观：尽管面临挑战，大多数家族办公室对未来一年的美国经济、股市和私募股权持乐观态度。
Original Article Link: https://www.cnbc.com/2025/11/13/family-offices-investing.html