News Brief: Bank of America Q4 2025 Earnings
Summary
Bank of America reported strong fourth-quarter earnings, surpassing analyst estimates driven by higher net interest income and equities trading revenue. Profit rose 12% year-over-year.
Key Points
- Earnings Beat: Reported 98 cents per share vs. 96 cents expected. Revenue was $28.53B vs. $27.94B expected.
- Profit & Revenue: Profit climbed 12% to $7.6B. Revenue increased 7.1% to $28.53B.
- Net Interest Income: Rose 9.7% to $15.92B, exceeding forecasts. The bank guided for 5-7% growth in 2026.
- Trading Performance: Equities trading revenue jumped 23% to $2.02B. Fixed income trading rose a modest 1.5% to $2.52B, slightly below expectations.
- Credit & Outlook: Provision for loan losses was $1.31B, lower than expected. CEO Brian Moynihan expressed a bullish outlook for the U.S. economy in 2026.
- Market Reaction: Shares fell over 3% in early trading despite the positive results.
新闻简报：美国银行2025年第四季度财报
摘要
美国银行公布第四季度强劲盈利，因净利息收入和股票交易收入增长而超出分析师预期。利润同比增长12%。
关键点
- 盈利超预期：每股收益为98美分，预期为96美分。营收为285.3亿美元，预期为279.4亿美元。
- 利润与营收：利润增长12%至76亿美元。营收增长7.1%至285.3亿美元。
- 净利息收入：增长9.7%至159.2亿美元，超出预期。该行预计2026年将增长5-7%。
- 交易表现：股票交易收入跃升23%至20.2亿美元。固定收益交易收入微增1.5%至25.2亿美元，略低于预期。
- 信贷与展望：贷款损失拨备为13.1亿美元，低于预期。首席执行官布莱恩·莫伊尼汉对2026年美国经济表示乐观。
- 市场反应：尽管业绩积极，股价在早盘交易中下跌超过3%。
Original Article Link: https://www.cnbc.com/2026/01/14/bank-of-america-bac-q4-2025-earnings.html