News Brief: English
Summary
JPMorgan Chase CEO Jamie Dimon criticized former President Trump’s proposed 10% cap on credit card interest rates as an “economic disaster.” He suggested testing the policy only in Vermont and Massachusetts, the home states of Senators Bernie Sanders and Elizabeth Warren, who support similar legislation.
Key Points
- Strong Criticism: Dimon called a nationwide 10% credit card rate cap an “economic disaster” that would drastically reduce credit access for 80% of Americans.
- Testing Proposal: He suggested the U.S. government impose the cap only in Vermont and Massachusetts as a test case.
- Political Context: The two states are represented by Senators Sanders and Warren, who advocate for a 10% rate cap bill.
- Industry Resistance: Major banks have pushed back against Trump’s voluntary rate cap order, arguing it would force them to cancel accounts for many customers.
- Wider Impact: Dimon argued the negative consequences would hurt businesses like restaurants and retailers, not just credit card companies.
新闻简报：中文
摘要
摩根大通首席执行官杰米·戴蒙批评前总统特朗普提出的将信用卡利率上限设定为10%的提议，称其为”经济灾难”。他建议仅在美国佛蒙特州和马萨诸塞州测试该政策，这两个州是支持类似法案的参议员伯尼·桑德斯和伊丽莎白·沃伦的家乡。
关键点
- 强烈批评：戴蒙称全国性的10%信用卡利率上限是”经济灾难”，将大幅减少80%美国人的信贷渠道。
- 测试提议：他建议美国政府仅在佛蒙特州和马萨诸塞州实施该上限作为测试案例。
- 政治背景：这两个州由参议员桑德斯和沃伦代表，他们主张一项10%利率上限的法案。
- 行业抵制：主要银行已抵制特朗普的自愿利率上限命令，认为这将迫使他们取消许多客户的账户。
- 更广泛影响：戴蒙认为，负面后果将损害餐馆和零售商等企业，而不仅仅是信用卡公司。
Original Article Link: https://www.cnbc.com/2026/01/21/jamie-dimon-trump-credit-card-rate-cap-vermont-massachusetts.html