News Brief: English
Summary
White House economic advisor Kevin Hassett suggested U.S. banks could voluntarily offer credit cards to creditworthy but underserved Americans, signaling a potential shift from President Trump’s earlier, widely rejected call for a mandatory 10% interest rate cap.
Key Points
- New Proposal: Hassett proposed banks voluntarily provide “Trump cards” to consumers with stable income but limited credit access, suggesting legislation may not be needed.
- Industry Pushback: President Trump’s earlier demand for a 10% credit card rate cap was firmly rejected by banks this week, who warned they would close accounts instead.
- Discussions Unclear: At least one major card issuer and a bank lobbyist stated they have not yet discussed this new “Trump card” concept with the administration.
- Potential Shift: Hassett’s comments suggest the administration may be moving away from broad, hard-to-enact industry changes toward a more targeted, voluntary approach.
新闻简报：中文
摘要
白宫经济顾问凯文·哈塞特建议美国银行可自愿向信用良好但服务不足的美国人提供信用卡。这标志着政府可能从特朗普总统早前提出的、遭到广泛反对的强制设定10%利率上限的呼吁中转变立场。
关键点
- 新提议：哈塞特提议银行自愿向有稳定收入但信贷渠道有限的消费者提供”特朗普卡”，并表示这可能无需立法。
- 行业反对：特朗普总统此前要求将信用卡利率上限定为10%，本周遭到银行业断然拒绝，银行警告称将直接关闭许多客户账户。
- 讨论情况不明：至少一家主要发卡机构和代表大银行的游说者表示，他们尚未与政府就新的”特朗普卡”概念进行任何讨论。
- 潜在转变：哈塞特的言论表明，政府可能正在从难以实施的广泛行业改革，转向更有针对性、自愿性的方法。
Original Article Link: https://www.cnbc.com/2026/01/16/white-house-hassett-trump-cards-credit-card-battle.html