News Brief: AI Lending Platform Slope Partners with Amazon
Summary
Slope, an AI-powered lending startup backed by Sam Altman and JPMorgan Chase, has launched an exclusive partnership with Amazon. This integration allows eligible U.S. Amazon sellers to apply for and receive real-time approvals for a reusable line of credit directly through their Amazon Seller accounts, using Amazon’s proprietary data and Slope’s AI underwriting.
Key Points
- New Partnership: Slope is partnering with Amazon to offer financing to independent sellers on the platform.
- How It Works: Sellers apply directly in Amazon Seller Central. Slope uses Amazon performance data and its own AI model for instant, real-time credit decisions.
- Credit Details: Offers a reusable line of credit starting at 8.99% APR. Sellers need at least one year in business and over $100,000 in annual revenue.
- Target Market: Focuses on mature sellers (vs. smaller sellers), filling a gap in bank-grade financing for businesses doing hundreds of millions in revenue.
- Founder’s Vision: Co-founder Lawrence Lin Murata was inspired by his parents’ small business struggles. Slope aims to be a “credit intelligence layer” offering fair, fast, and easy financing.
- Growth & Demand: Early trials show application volume growing 300% week-over-week. Amazon states this expands critical financing tools for its selling partners.
新闻简报：AI借贷平台Slope与亚马逊达成合作
摘要
由山姆·奥特曼和摩根大通支持的AI借贷初创公司Slope，与亚马逊启动了一项独家合作。该合作使符合条件的美国亚马逊卖家能够直接通过其亚马逊卖家账户，利用亚马逊的专有数据和Slope的AI信用评估，申请并获得可循环信贷额度的实时批准。
关键点
- 新合作伙伴关系：Slope与亚马逊合作，为平台上的独立卖家提供融资服务。
- 运作方式：卖家直接在亚马逊卖家中心申请。Slope利用亚马逊绩效数据和其自有AI模型进行即时、实时的信贷决策。
- 信贷详情：提供年利率从8.99%起的可循环信贷额度。卖家需经营至少一年且年收入超过10万美元。
- 目标市场：专注于成熟卖家（而非小型卖家），填补了为营收达数亿美元的企业提供银行级融资的空白。
- 创始人愿景：联合创始人Lawrence Lin Murata受父母经营小企业的困境启发。Slope旨在成为一个提供公平、快速、便捷融资的”信用智能层”。
- 增长与需求：早期试验显示申请量每周环比增长300%。亚马逊表示，这为其销售合作伙伴扩展了关键的融资工具。
Original Article Link: https://www.cnbc.com/2025/12/16/slope-sam-altman-jpmorgan-amazon.html