News Brief: English
Summary
A new report reveals that Australian retirees who rent need nearly double the superannuation savings of homeowners to achieve a comfortable lifestyle, highlighting a severe wealth gap exacerbated by rising rents.
Key Points
- Savings Gap: A single renting retiree needs $659,000 in super, compared to $322,000 for a homeowner. A renting couple needs $786,000 vs. $432,000 for a homeowner couple.
- Financial Stress: Retired renters are more than three times as likely to be in financial stress as retired homeowners.
- Policy Lag: Commonwealth Rent Assistance increased only 2% in 2025, far below the average 4.5% rent increase, failing to keep pace.
- Advocacy Calls: Super Consumers Australia urges the government to urgently increase Rent Assistance and focus on long-term solutions like affordable housing.
- Broader Crisis: ACOSS warns surging rents hurt low-income people across all ages, leading to skipped meals and energy bill sacrifices.
新闻简报：中文
摘要
一份新报告显示，澳大利亚租房退休者需要比拥有房产的退休者多近一倍的养老金储蓄，才能实现舒适的生活水平，凸显了因租金上涨而加剧的严重财富差距。
关键点
- 储蓄差距：单身租房退休者需要65.9万澳元养老金，而有房者仅需32.2万澳元。租房夫妇需要78.6万澳元，而有房夫妇仅需43.2万澳元。
- 财务压力：租房退休者陷入财务困境的可能性是有房退休者的三倍多。
- 政策滞后：2025年，联邦租金援助仅增长2%，远低于平均4.5%的租金涨幅，未能跟上节奏。
- 倡导呼吁：“超级消费者澳大利亚”组织呼吁政府紧急增加租金援助，并关注经济适用房等长期解决方案。
- 更广泛的危机：澳大利亚社会服务委员会警告，租金飙升损害了所有年龄段的低收入者，导致他们为支付房租而节食、节省能源开支。
Original Article Link: https://www.abc.net.au/news/2025-12-09/renters-need-twice-more-super-than-home-owners-in-retirement/106104784